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Let your tenants help pay your mortgage

Buy a 2–4 unit home in Delaware County, live in one unit and rent the rest. It's one of the fastest ways for first-time buyers to build wealth, and you may qualify with as little as 3.5% down.

home and key

Buy a duplex, triplex or fourplex, live in one unit and rent the others. The rent covers part of your payment while you build equity.
 

The Basics

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Why Delco Works

Delco has lots of twins, duplexes and small multi-family homes in walkable towns like Upper Darby, Ridley Park and Clifton Heights, with steady rental demand.

How We Help

We run the rent-vs-mortgage math, connect you with our lender for FHA and 2–4 unit loans, and walk you through leases and landlord basics.
 

House Hacking FAQ

Can I use an FHA loan for a duplex?

Yes. FHA allows 1–4 unit homes if you live in one unit.

Does rental income help me qualify?

Often, yes. Lenders can count a portion of expected rent.

Do I need landlord experience?

No. We'll connect you with property managers and walk you through it.

How do I get started?

Book a free house-hacking call with Sam. We'll run the rent-vs-mortgage numbers on real Delco listings and connect you with our lender.

Can I see new listings as they hit?

Yes. Tap "Get These Listings by Email" and we'll send new Delco multi-family homes to your inbox the day they hit.

Live Delco Multi-Family Listings

Duplexes, triplexes and fourplexes for sale in Delaware County right now, straight from the MLS. Get new ones by email the day they hit.

Our UQUAL Partnership

Get Loan-Ready Before You Ever Step Foot in a Home

💡 Did You Know? Most buyers don't get rejected because they can't afford a home; they get rejected because their credit, debt, or documentation wasn't ready. UQUAL fixes that before it becomes a problem.

We've partnered with UQUAL, The Loan Readiness Company, to make sure our clients are fully prepared before they start their home search. Through this partnership, we can offer you tools to improve your credit, reduce your debt, and get loan-ready faster and with more confidence.

This means you're not just finding your dream home, you're walking in the door ready to buy it.

Not Finding What You're Looking For? Build It.

Ever dreamed of a custom home built exactly the way you want it?

 

Through our trusted building partner, we offer clients an exclusive look at the barndominium building process from the ground up.

 

Watch the full 3D virtual walk-through and see what's possible.

What Our Buyers Say?

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"1000% would recommend Sam and would definitely want her again should I need to buy or sell. Complicated situation relocating from Florida to PA with a lot of moving parts but Sam was there for us through every step of it. I never felt alone during the process and always received a response from her even though she’s one of the busiest and hard working people I know. It just goes to show her commitment and dedication to the career. She even found time to make sure we got some treats and a beautiful piece to hang on our door. Thank you Sam!"

- Michael Coverdale | Relocation Client

Your Dream Home Is Out There...

Let's Go Find It.

We're ready when you are. Schedule a free buyer consultation and let's start your journey home

let's be friends!

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The Homegirls Group

500 Office Center Drive, Suite 400, Fort Washington, PA 19034

Tel. (267) 670-9886

Real Realty Office: 855-450-0442

thehomegirlsgroup@gmail.com

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REAL of Pennsylvania

© 2026 The Homegirls Group

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