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A Helpful Resource for Homeowners Facing Financial Hardship

Updated: Dec 24, 2025

When life brings unexpected challenges, maintaining stability in your home can become overwhelming. Missed payments, confusing notices, or a scheduled sheriff’s sale can make homeowners feel like they’re running out of time or options. But the truth is: you’re not alone, and you still have choices.


That’s exactly why we created our Distressed Homeowner Guide, a free, confidential resource designed to help Pennsylvania homeowners understand their options and make informed decisions during difficult times.


Preview of Distressed Homeowner Guide
Preview of Distressed Homeowner Guide

This guide breaks down the most common solutions available before a sheriff’s sale, including loan modifications, repayment plans, selling options, postponement requests, and more. It also provides clarity on what actions can actually help and which ones won’t stop the process.


Our goal is simple:

To protect your equity, support your peace of mind, and help you take the next step with confidence.


For many families, the hardest part isn’t the situation itself; it’s not knowing where to start. This guide gives homeowners a starting point, along with the reassurance that there are real solutions available. And if you need help understanding which option is right for you, our team is here to guide you through everything, without pressure or judgment.


Because at the end of the day, we’re not just here to sell homes. We’re here to serve people. And when our clients are experiencing stress, uncertainty, or financial hardship, being a trusted guide is part of what makes us "The Realtors That Care.” If you or someone you know is struggling with their mortgage, facing a sheriff’s sale, or simply unsure what to do next, you can download the guide below:

And if you’d like to discuss your situation privately with someone, we’re always here to help.


Contact us:

The Samantha Simmons Team

211 North Olive Street

Suite 103

Media, PA 19063

Tel. (267) 670-9886‬



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